There are 3 key characteristics to highlight:

1. It is a rich ledger, meaning it is able to capture multiple partitions of account balances in any asset and denomination. There is also an option for the users to differentiate between ring fenced and committed funds.

2. It is an expressive ledger, where the users are able to slice and dice balances into any structure required in order to meet various business use cases. There is no restriction on the user visibility of the ledger, and this enables users to access powerful personalised reporting capabilities according to your requirements.

3. It is also a real time ledger that can process postings in real time and immediately stream out changes to the ledger using the streaming API which users can consume data from.